How much could you borrow?

Know what you can afford before you fall in love with a home.

See how much you could borrow, what your repayments might look like and what could affect your borrowing power.

How much could you borrow?

We’ll give you an estimate of what you could borrow based on your income, expenses, debts and deposit. This is what lenders call your borrowing power. It is not a pre-approval.

About you
About the property
Income
Expenses & commitments
Loan settings

Your borrowing estimate

You could potentially borrow around

$468,000

This is an estimate, not a pre-approval.

Estimated home price
$468,000
Estimated monthly repayment
$2,958

What could change this?

Your estimate may move if you change any of these parts of your finances or loan.

  • Increasing your deposit or usable equity
  • Reducing existing debt
  • Reducing credit-card limits
  • Increasing reliable income
  • Choosing a longer or shorter loan term

Indicative estimate only. This is not a pre-approval, a loan offer, or credit advice. Every lender assesses borrowing power differently and your actual capacity depends on a full assessment of your income, expenses, debts and credit history. Figures use simplified assumptions (including an estimated tax figure and a 3% serviceability buffer) and current rates, which change. Fetch Loans provides credit assistance under the Black Mountain group’s Australian Credit Licence 570391.

Tax estimated using current resident individual rates and the Medicare levy.